What is the Ayushman Bharat Yojana scheme and the benefits: The Ayushman Bharat Yojana scheme is basically for the people in India to get good health care. It will reduce medical expenses and increase better healthcare access to the public. The main aim of introducing this scheme is to provide affordable insurance coverage to people struggling to get good health care.
According to World Health Organisation (WHO), India’s rank in healthcare availability amongst countries with a large population is very low. As per WHO’s Global Health Observatory, 30 percent of India’s population can’t afford essential health services.
Ayushman Bharat Yojana
The Indian government noticed that people in India are spending lots of money on healthcare. So this kind of scheme is necessary for the people in India in our present situation. So the Government launched the new scheme named Ayushman Bharat Yojana scheme. Through this scheme, the government aims to provide free treatment to over 10 crore people in India.
Now we can go back to our first point, What is the Ayushman Bharat Yojana scheme and its benefits?
Simply says, Ayushman Bharat Yojana is a health insurance scheme sponsored by the Government of India, And that offers free health insurance to eligible citizens of India. The scheme is administered by the National Health Authority (NHA). Under the scheme, each eligible family will get a health insurance cover of up to Rs. 5 lakh per year. And this can be used for treatment at any government or allowed private hospital.
To get Ayushman Bharat Yojana, individuals must meet certain eligibility and conditions.
1. The Individuals should be residents of India.
2. They must provide a valid Aadhar card.
3. Individuals must belong to a family that is below the poverty line as defined by the government.
4. The Individual must not be already covered by any other health insurance scheme.
How to apply for the Ayushman scheme?
You can apply for the Ayushman scheme through the official Ayushman Bharat website. If you are not familiar to apply online, you can visit your nearest Common Service Center (CSC). At the CSC, you will need to provide the required documents mentioned below.
The documents required to apply for Ayushman Bharat Yojana
- Aadhaar number
- Bank account details
- Family Income Certificate
- Ration card
- Photo ID Proof